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usb token patentLa Patente Industrial de Kalysis nº 2.186.534 :: O.E.P.M. :: may 9, 2001 - 10:53
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Sabía que...

... KALYSIS es portada del Nilson Report?

Nilson Report - Tarjetas Inteligentes
Issue 814, July 2004

... la patente 2.186.534 de Kalysis es la base de la aplicación del DNI Digital o de la firma electrónica en tarjeta inteligente?

token USB... el "token USB" es un invento español patentado presentado publicamente en Bruselas?

...Los beneficios de pagos móviles crecerán drásticamente a USD20,000 millones en todo el mundo en 2005, de acuerdo con un nuevo informe estratégico de ARC Group. Esta cifra representa un crecimiento anual del 100%, y se deriva principalmente de nuevos tipos de transacción como prepago desde cajeros automáticos y otros innovadores ATMs.


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Estadísticas de Compra Online

Statistics for Online Purchases

Due to the intangible nature of the Internet, a precise estimate is not available for the amounts being spent online. However, research shows that figures for B2C in 2002 are likely to range from USD 39.3 billion, to USD 116.8 billion, depending on the research methodology used.


Internet Users Buying Online In Six Months To Q3, 2002

Country Shopping Buying
Sweden 42% 26%
Netherlands 34% 17%
UK 32% 23%
Australia 32% 18%
Germany 24% 13%
France 24% 11%
Hong Kong 16% 7%
Italy 15% 5%
Brazil 14% 5%
Spain 11% 4%

Source: Nielsen/NetRatings November, 2002

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Predicted Online Retail Sales Worldwide, Q4 2002

Region Q4 2002 Market Share % Growth
Europe $15.77 41.3% 74.7%
North America $15.66 41.0% 32.1%
Asia-Pacific $3.32  8.7% 35.0%
Japan $1.93  5.1% 37.7%
Rest of World $1.52  4.0% 53.3%

Source: GartnerG2, October 2002

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European Interactive TV Market Forecast, 2002 - 2008

Consumer Revenues ($ mill) 2002 2008
Messaging/E-mail   10 234
Betting/Gambling   10   64
Games   36 448
Enhanced TV  35 712
Other iTV Revenue    1  26
Total Interactive TV   92 1484

Source: Strategy Analytics, August 2002

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UK Internet Users' Attitude To Online Credit Card Security

Sentiment Percentage
Believe it is unsafe 46
Believe it is safe 28
Don't know 24
N/A   1

Source: Which? Online, July 2002External Link

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Payment Methods of Online Shoppers In Germany

Mechanism 2002 (%)
(Group 1)
2002 (%)
(Group 2)
2001
Payment Of Invoice 83.1 92.1 72.3
Debit Transfer 63.1 84.0 47.6
Cash on Delivery 63.6 66.4 46.6
Cheque/giro payment 30.9 42.3 11.7
Credit card (SSL) 36.9 58.2 32.6
Credit card (unsecured) 11.0 16.2  5.2
Credit card (SET)  8.2 10.8  3.2
Micro- or aggregated payment 7.5 53.5  3.1
Mobile phone  6.8 34.9  3.4
Prepaid  1.9  0.9  1.5
Note: Group 2 represents users of FirstGate click&buy and/or paybox; Group 1 shows consumers not using either solution

Source: IZV, March 2002

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Ratio Of Payment Mechanisms In 2000, 2005 and 2010

Mechanism 2000 (%) 2005 (%) 2010 (%)
Electronic   4.2 11.1 15.4
Credit/other cards 24.6 26.9 32.1
Debit cards   6.0 10.8 14.2
Cash 19.5 18.5 16.7
Checks 45.7 32.8 21.6

Source: The Nilson Report /Jefferies & Co, May 2002

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US Online Retail Revenues, 2001 - 2005

Year Revenues (USD bn)
2000 $27.3
2001 $32.6
2002 $50.3
2003 $68.4
2004 $88.2
2005 $109.4

Source: eMarketer, March 2002External Link

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Consumer Payment Media Used At The POS

Mechanism % Used Average Payments/Month
Cash 99 10.9
Check 86 5.7
Credit Card 83 6.7
PIN Debit 50 4.7
Signature Debit 44 3.5
Prepaid Card 17 0.3
Check Truncation 6 0.5

Source: American Banker, December 2001

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Predicted US B2C eCommerce Revenues, 2002

Firm Date of Estimate Total (bn)
IDC 2001 $ 116.8
GartnerG2 December 2001 $  91.9
Yankee Group 2001 $  86.6
Giga Group November 2001 $  75.0
eMarketer March 2002 $  75.0
Forrester Research November 2001 $  74.0
Cyber Dialogue 2000 $  56.6
Jupiter Media Metrix October 2001 $  39.3

Source: eMarketer, April 2002

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B2C eCommerce Forecast For Europe, 2001 - 2005

Year Revenues (USD mn)
2001 $372
2002 $760
2003 $1,479
2004 $2,662
2005 $4,298

Source: AMR Research, January 2002External Link

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How Europeans Paid For Online Purchases In The Past Year

Country Online (%) Some Online (%) None Online (%)
France 60 20 20
Germany 12 20 68
Italy 25 25 50
Spain 49  8 43
Sweden 17 10 73
UK 80 10 10

Source: Datamonitor, October 2001

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B2C eCommerce Revenues In Latin America, 2001

Country Revenues (USD mn)
Brazil $906
Mexico $134
Argentina $119
Chile $45
Latin America $1.28 billion

Source: Boston Consulting Group, November 2001 External Link

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Percentage of Abandoned Shopping Carts, 2001

Research Entity Total (%)
Ernst & Young 78
Yankee Group 77
Greenfield Online 67
Forrester Research 65
Boston Consulting Group 53
Zona Research 50
eMarketer 48
AT Kearney 46
Visa 43
Jupiter Media Metrix 27
Accenture 25
Pew Internet & American Life 24
Software & Industry Association  8

Source: eMarketer, October 2001External Link

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Consumer Trust in Card Payment Methods

Transaction method Per cent trusting method
ATM 66 %
Single multi-application card 40 %
POS 49 %
Card absent 23 %
Telephone 18 %
Online transactions 7 %

Source: De La Rue Card Systems External Link

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European and US Internet Revenue Forecasts In 2001

Category Europe US
Total Internet revenues (billions) $ 64.4 $ 208.8
Business Trade (billions) $ 56.7 $ 183.0
Consumer Retail (billions) $ 4.6 $ 17.4
Internet Revenue as % of GDP 0.9% 2.7%
Online Population (millions) 53.2 98.0
Online Population As % Of Total 13.0% 34.0%
Internet Revenue per Capita $ 1217 $ 2101

Source: Forrester Research

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Projected Online Users Versus Buyers In The US, 2000 - 2005

Year Per cent of Population Online Users (millions) Online Buyers (millions)
2000 44% 125 48
2001 50% 140 65
2002 55% 150 75
2003 60% 170 90
2004 64% 180 100
2005 68% 190 120

Source: Jupiter Media

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Number Of Western European Households Using iTV By 2005

Year Households Connected Penetration
2001 24 million 12%
2002 35 billion 16%
2003 52 billion 40%
2004 62 million 50%
2005 72 billion 57%

Source: Pyramid Research

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Credit Card Use For Online Purchases By Region

Region Total (%)
USA 78%
Non-US English-speaking 75%
Iberia & Latin America 47%
Western Europe 42%
Asian Tiger 48%
Japan 42%
Rest of World 37%

Source: Lafferty Publications External Link
Totals are for 1999, the latest year for which data is available

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Credit Card Payments Versus E-Mail Payments

Year Credit Cards (USD) E-Mail (USD)
1999 25 billion n/a
2000 30 billion 1 billion
2001 42 billion 3 billion
2002 60 billion 15 billion
2003 85 billion 37 billion

Source: Celent Communications External Link

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US Interactive TV Commerce Revenues, 2000 - 2006 (in billions)

Research Firm 2000 2001 2002 2003 2004 2005 2006
Jupiter n/a $0.1 $0.6 $2.2 $5.6 n/a n/a
Forrester $0.3 $0.6 $1.4 $2.8 $5.7 n/a n/a
Myers Mediaenomics $8.0 $18 $28 $60 $120 $250 $500

Source: eMarketer & Myers Mediaenomics

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Numbers Intending To Use WAP For Wireless Purchases

Region Intent (all users) Intent (WAP users) Intent in 2000
Worldwide 12% 24% 32%
Japan 17% 23% 42%
Europe 14% 26% 29%
US 3% 15% 34%

Source: AT Kearney, May 2001 External Link


IDC: Where The eCommerce Dollars Are, 2000 - 2004

Region 2000 2004
US 46% 38%
W Europe 20% 33%
Japan 21% 12%
Asia   5% 10%
Rest of World   7%   7%
Global Total $350.38 billion $3.14 trillion

Source: IDC

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Online Revenues Derived By Multichannel Retailers in 2001 - 02

Number of Retailers Revenue From Online Purchases
Less than 10% 39%
Don't know 33%
10% to 19% 14%
20% to 24% 11%
25% or more 3%

Source: Forrester Research External Link

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Obstacles Retailers Face In Selling Online

Obstacle Total (%)
Inability to touch & feel goods 40%
Order fulfillment 27%
Online adoption curve 23%
Customer experience 21%
Site security 20%
Customer acquisition 19%
Trust 19%
Profitability 14%
Branding 13%

Source: Forrester Research External Link

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Proportion of Abandoned Transactions At Web Storefronts

Scenario Total (per cent)
Abandoned and non-salvageable 70.0%
Successfully completed 22.2%
Abandoned but salvageable  7.8%

Source: Datamonitor External Link

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Australian Consumers' Opinions on Credit Card Security

Risk Total (per cent)
Very Unsafe 38%
Somewhat Unsafe 20%
Indifferent 18%
Somewhat Safe 11%
Very Safe  3%
Don't Know 10%

Source: Jupiter Communications External Link

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Barriers To Online Purchasing, 2000

Concerns Total
Credit card security 79%
Disclosure of personal details 77%
Distrust of Web retailers 48%
Complex order process 21%
Time consuming order process 20%
Unfamiliar with online Web storefronts 40%

Source: PriceWaterhouseCoopers External Link

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Percentage of Payment Options At UK Internet Retailers

Payment Method Total (per cent)
Credit/Debit Cards 98
Bank Transfer/Money Order 22
Customer Accounts/Cards 22
Cash on Delivery 20
Checks 20
Finance/Leasing Options  5
Post Office Payments  4

Source: Lafferty Research External Link

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Forrester Predictions For Global Regional B2C Sales In 2004

World Region Total (dollars)
United States 3.2 trillion
Asia-Pacific 1.6 trillion
Western Europe 1.5 trillion
Eastern Europe, MEA 68.8 million
Latin America 82 billion

Source: Forrester Research External Link

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Number of Online US and Worldwide Purchasers, 1998 - 2003

(Millions) 1998 1999 2000 2001 2002 2003 5 Yr CAGR
US Purchasers 21.10 29.90 41.20  51.00  60.40  72.10 28%
Global Purchasers 31.00 48.00 72.00 100.00 134.00 183.00 43%

Source: Donaldson, Lufkin & Jenrette External Link

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European Online Market in 2001 To Equal USD 3.23 Billion

Country 1997 (dollars) 2001 (dollars)
Europe 96 million 3.23 billion
Germany 73 million 1.41 billion
United Kingdom 9 million 712 million
France 4 million 416 million
Netherlands 2 million 142 million
Sweden 3 million 118 million
Italy 1 million 93 million
Spain 1 million 98 million

Source: Datamonitor External Link

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Spending on eCommerce Payment Systems Through 2003

Spending on eCommerce Payment Systems - Graph

Source: BancBoston Robertson Stephens External Link

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Revenues for US eCommerce Goods, 1999 - 2004

Category 1999 2003
B2B USD 43 bn USD 1.3 Tn
B2C USD 8 bn USD 108 bn

Source: Forrester Research External Link

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Online Purchase Revenues 1999 - 2004 (in US dollars)

Year B2C Total Web Sales
1998     8 bn    50 bn
1999    20 bn    80 bn
2000    45 bn   190 bn
2001    90 bn   330 bn
2002   180 bn   590 bn
2003   220 bn   900 bn
2004   300 bn 1400 bn

Source: Keenan Vision

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Licensed under one or more Spain Patents Nº 2,186,534 assigned to Kalysis Iberia, SL. MEI® is a trademark of Kalysis GRUPO
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